Once you’ve booked your cruise, it’s a good idea to start thinking about travel insurance.
While everyone’s circumstances are different, suitable travel insurance can provide peace of mind and help protect you against unexpected events before and during your trip. The information below is general and highlights some areas you may wish to consider when comparing policies.
One of the first things to look at is cancellation cover.
Even if your cruise is considered a domestic voyage, cancellation fees can still be substantial if you need to cancel close to departure. Many domestic travel insurance policies include cancellation benefits, but the level of cover varies considerably between providers.
When comparing policies, check whether the cancellation benefit would be sufficient to cover the total cost of your holiday should an unforeseen illness, injury, or other covered event prevent you from travelling.
If your cruise visits remote destinations such as the Kimberley, understand what your policy covers in the event of a medical emergency.
The Kimberley is famous for its spectacular scenery and remoteness, but that same remoteness can make emergency assistance more complex if it is ever required. In some situations, evacuation may involve specialist operators and can be costly.
When reviewing policies, check whether emergency medical evacuation from a vessel in Australian coastal waters is included and whether any limits or exclusions apply.
Insurance policies vary significantly, particularly regarding where cover applies.
For example, some policies specifically refer to “Australian coastal waters”, while others may have different definitions or limitations. If you’re unsure whether a policy is suitable for your cruise itinerary, always ask the insurer for clarification.
If you have any pre-existing medical conditions, take the time to understand how they are treated under the policy.
Some insurers automatically cover certain medical conditions, while others may require a medical assessment or charge an additional premium. Every insurer has different rules, so it’s important to review the policy documentation carefully and disclose any relevant medical information when requested.
Travel insurance isn’t the most exciting part of planning a cruise, but spending a little time comparing policies can help you better understand available cover and choose an option that suits your needs.
As with any financial product, be sure to read the Product Disclosure Statement (PDS) and consider your own circumstances before making a decision.
For Kimberley cruising, when obtaining a quote through the below link, the following selections may be applicable:
Region: Australia (incl. cruising)
Policy Type: Top Plus International
Select "Yes" for Ocean Cruising
Nominate an appropriate level of Cancellation Cover based on the value of your travel arrangements
These selections may assist in ensuring the policy includes the relevant cruising and medical evacuation benefits available under the policy. Please refer to the Product Disclosure Statement (PDS) for full details of cover.
If you have any pre-existing medical conditions, once you have a quote number, please contact Aussie Travel Cover’s Medical Appraisal Team on 1800 888 448 to discuss your circumstances.
Travel Insurance is available for a wide range of domestic and international travel arrangements. Quotes can be provided upon request with travellers’ dates of birth and proposed travel dates, or obtained directly via the following link:
When obtaining a quote, travellers may wish to nominate a level of Cancellation Cover that reflects the value of their prepaid travel arrangements.
If you have any pre-existing medical conditions, and once a quote number has been obtained, please contact Aussie Travel Cover’s Medical Appraisal Team on 1800 888 448 to discuss your circumstances.
Please refer to the Product Disclosure Statement (PDS) for full details of cover, terms, conditions, exclusions and limits.
We also recommend considering the following travel insurance providers:
NIB Travel Insurance
Go Travel Cover
We encourage you to review the available options and select the policy that best suits your needs.
Should you require any assistance or wish to discuss your options further, please contact our office on (03) 8407 4204.
This information is general in nature and does not take into account your personal objectives, financial situation, or needs. You should consider whether any travel insurance product is appropriate for your individual circumstances.
or book an appointment to speak to a Kimberley cruise expert at a time of your choosing.
Includes the top nine questions travellers ask and our honest answers to them, plus a pre-trip checklist.
It’s the perfect starting point for initial research.
Kimberley cruises are not one size fits all — there are many different ships each offering their own special elements.
We would love to help you. You’re invited to book a FREE 30-Minute Kimberley Cruise Planning Session to have all you questions answered, without the “hard sell” everyone hates.
With almost twenty years of experience in booking Kimberley cruises we have great relationships with many of the most popular cruise vessels. Why does that matter to you?
It means we have been able to negotiate some great free inclusions with several of the best cruise vessels including free flights, free tours, and free accommodation in Darwin or Broome.
I’m an expert in small ship cruising in the Kimberley and have completed four cruises on different vessels along this spectacular coastline. Cruises in the Kimberley are not one size fits all. There are different ships and itineraries, each offering their own special elements.
If you would like to have a chat with me about Kimberley cruising at a time that suits you book in a call.
